About Us

Helping You Protect What Matters Most

Welcome to Grit Life Insurance Agency, where resilience meets protection. At Grit, we believe in protecting what matters most—with heart, resilience, and purpose. Founded by Ashleigh after the loss of her mother to cancer, our agency was born from a deeply personal mission: to ensure no family faces life’s toughest moments without the protection they deserve. We provide dependable life insurance solutions tailored to your unique needs, backed by integrity, compassion, and a genuine commitment to your future. Whether you're just starting out or planning for generations to come, we’re here to help you build a more secure tomorrow—with grit. Join Ashleigh and the Grit team on a journey towards greater resilience and peace of mind.

Ashleigh Padilla

Why Work With an Independent Broker?

Your Advocate in Insurance

As independent insurance brokers we work for you - not the insurance companies. We are not tied to any single carrier, which means our focus is always on finding the right solution for your needs and budget.

We use advanced quoting and underwriting software to compare multiple highly-rated carriers based on your health profile financial goals, and coverage needs. This allows us to match you with options designed to protect your family at a price you can comfortably afford.

What We Offer

IUL - Indexed Universal Life

Indexed Universal Life (IUL) insurance offers flexible coverage with customizable benefits and tax-free cash value growth with investment options, providing protection for loved ones and potential tax-free income based on your financial goals.

Mortgage Protection

Mortgage protection insurance helps you pay off your home loan if you pass away or become disabled, so your family stays secure. It gives peace of mind knowing your biggest debt won’t become a burden to loved ones.

Term Insurance

Term life insurance offers straightforward, affordable coverage for a set period, providing a death benefit to your beneficiaries if you pass away during the term, ensuring financial protection for your loved ones and peace of mind for you.

Final Expense Insurance

Final expense insurance provides affordable guaranteed whole life coverage designed to cover funeral costs and other end-of-life expenses, ensuring that your loved ones are not burdened with these costs after your passing.

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